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Our Process

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Developing Your Plan

Our process begins by discussing your personal goals and concerns, including your time horizon and risk tolerance.  Our extended team of financial experts thoroughly evaluates all your assets, comparing your income to expenses, projecting your income tax liabilities, and projecting retirement scenarios, including your company benefits and options.   We make recommendations that assist you in developing a customized financial plan with long, intermediate, and short-term goals that are specific, measurable, and reasonable.  And although an integrated, detailed plan may be most beneficial, we will adapt our service to your special needs.

Implementing Your Plan

The development of your financial plan is only the first step towards achieving your financial goals.  We also assist you in implementing and executing your financial plan over the years.  Because of our experience with many corporations, we have intimate knowledge of executive benefits and incentives plans.  We help you find the best potential investment opportunities that fit with your portfolio, risk tolerance, and tax status.  We offer asset management without bias toward any financial product or non-proprietary products, including full-service stock and bond trading, mutual funds, and fixed and variable annuities, as well as real estate and alternative investments where appropriate.

Monitoring Your Plan

Monitoring your plan is an ongoing everyday event for us.  You are contacted whenever a factor presents itself that could impact your goals.  Whether the economic environment is favorable or not, you can rest assured your assets are being monitored according to your needs.  Should a situation arise that could impact your plan, we will call the appropriate professionals together for an evaluation and notify you if adjustments in your accounts are necessary.  We believe it is important to review your progress with you at least once a year or more often if life-altering events occur in either your personal or professional life.  Your team here will review your plan so that it stays current with tax legislation, employment benefits, purchasing power, and your changing needs.  And as you near and/or enter retirement, we help you make decisions concerning investment allocations, distribution of company benefits, and estate and inheritance planning.

Our Communication and Service Plan

Our goal to serve you best is to contact you monthly and quarterly with market updates, portfolio updates, or any other news bearing event. This is often done through email or phone calls as necessary.  We will prepare in person comprehensive annual reviews to thoroughly review any changes to your goals and objectives, or other life events, and we will update your wealth plan as needed.  We are available throughout the year for any ad hoc meeting, phone call, or other discussion at your request.   

Expectations of You - Our Client

Our communications and service are only as good as your value received, which is uniquely yours.  The feedback we receive from you is critical to delivering best in class service so that we can ensure we are meeting your highest expectations.  We will always be honest and dedicated to your success, therefore it is expected you communicate any and all concerns and help us achieve top tier status as one of your dedicated professionals.